Malta · Nomad Residence Permit

Work remotely. Live in Malta.

Malta's Nomad Residence Permit lets non-EU remote workers, freelancers and company owners live on the island for up to four years while keeping their foreign income. Here is exactly what it takes — and how I get your file through it.

Figures verified against Residency Malta Agency · Last checked 2 Jan 2026

60-second check

Five gates. Miss one and the application fails.

Residency Malta reviews every file on its own merits, but these five conditions are non-negotiable. Answer honestly — a rejection costs you €300 and a 12-month wait before you can reapply.

Answer the questions below. Nothing is stored or sent anywhere.

Are you a non-EU, non-EEA and non-Swiss national?

EU/EEA/Swiss citizens already have the right to live in Malta and cannot use this permit.

Is your gross income at least €42,000 a year?

It must come from work, not from dividends or savings interest, and be paid into an account in your name.

Do you work for a foreign employer, your own foreign company, or foreign clients?

One of the three must apply, with contracts to prove it.

Do any of your clients or your employer operate from Malta?

Serving a Maltese company — including a foreign employer's Maltese branch — disqualifies you.

Can you provide a clean police certificate, a valid passport, a 12-month lease and a prepaid year of health insurance?

Insurance and accommodation are only needed after conditional approval, but you should budget for them now.

One more filter. Nationals of a short list of countries — currently including Russia, Belarus, Iran, North Korea, Afghanistan, Sudan, South Sudan, Somalia, Yemen, Venezuela and the DR Congo — are not accepted, and Residency Malta can revise that list at any time. Check your nationality with me before you pay anything.

Three ways in

Which category is your file?

Your evidence pack is completely different depending on how you earn. Picking the wrong category is the most common reason a first submission gets sent back.

Category 01

Employed abroad

You have an employment contract with a company registered outside Malta, and the contract says the work can be done from anywhere.

Category 02

Company owner

You run business activity through a company registered abroad in which you are a partner or shareholder. Incorporation papers and a share register are required.

Category 03

Freelance or consulting

You invoice clients whose permanent establishments are outside Malta, under signed service contracts that state your duties and your rate.

The permit gives you

  • Legal residence in Malta for one year, renewable up to four
  • Travel across the Schengen Area, 90 days in any rolling 180
  • Your spouse, minor children and dependent adult children on the same file
  • A 10% flat rate on authorised work income, after a 12-month exemption
  • English as an official language and nationwide 5G

The permit does not give you

  • A route to permanent residence or citizenship
  • Any right to work for a Maltese company or client
  • Free public healthcare, state education or social benefits
  • A pension in Malta
  • An automatic extension of your current visa while you wait

Application route

From first document to residence card

The order matters: Malta approves you in principle first, and only then asks for your home and insurance. Start four to six months before the date you want to land.

  1. Assemble the evidence pack

    Form N4 for every applicant, a letter of intent, every page of your passport, your CV, three months of official bank statements and an original police conduct certificate less than six months old.

    2–6 weeks, mostly waiting on the police certificate
  2. Submit through the Residency Malta portal

    Everything goes in as PDFs. A client relations officer checks the file for completeness before any money is requested.

  3. Pay the €300 fee

    By bank transfer from the main applicant's own account, per person, non-refundable. Processing only begins when Finance confirms receipt.

  4. Background checks

    Residency Malta runs security and adverse-media checks and may come back with a report of queries.

    30 working days
  5. Letter of Approval in Principle

    Now you prove where you will live and how you are insured: a lease or purchase agreement covering the permit, plus a fully prepaid year of health cover of at least €100,000 for the EU and the UK. Travel insurance is not accepted.

    You have 30 working days to respond
  6. Entry visa, if your nationality needs one

    The Central Visa Unit at Identità contacts you directly. Once issued, you have 90 days to enter Malta.

  7. Biometrics and card collection

    Email the agency on arrival to book your appointment, then collect the card in person with your passport and the €100 card fee.

    Card issued in 3–4 weeks

Checklist

What you have to hand over

Everything goes through the online portal as PDFs. The agency checks the file for completeness before it asks you for money, so a missing page costs you time rather than the fee — but it still costs you weeks.

Every applicant

With the application
  • Form N4 One per person on the application, including children.
  • Letter of intent Signed and dated by the main applicant, stating why you are moving to Malta.
  • Passport Every page including the blank ones, as a single PDF per person.
  • Curriculum vitae Professional timeline and academic qualifications.
  • Bank statements Last three months, downloaded from the bank as PDF. Nothing masked, and income must land in these accounts.
  • Police conduct certificate Original, issued by your national authority, less than six months old. Translated if it is not in English.

Proof of how you earn

Pick one route
  • Employed Employment contract showing your duties and stating the work can be done remotely, plus three months of statements showing the salary arriving.
  • Company owner Certificate of incorporation and share register, plus three months of statements in your own name showing the income.
  • Freelance Signed service contracts showing duties and your rate, plus three months of statements showing those clients paying you.
  • Five months of runway Whichever route you take, you have to show the income is guaranteed for at least five cumulative months from the day you apply.

If family is coming

With the application
  • Marriage certificate Required if a spouse is on the application.
  • De facto partnership Two years or more together: a declaration signed by both of you, dated photographs, and two of — utility bills, lease agreements, bank statements showing transfers between you, flight tickets, or affidavits.
  • Birth certificates Original copy for every child on the application.
  • Consent forms Signed by both parents where a minor is included.
  • Custody or guardianship ruling Where a court has granted custody. If you do not have sole custody and both parents are not travelling, get the agency to approve the dependant first.
  • Change of name documents If your name or surname differs from your other paperwork.

After approval in principle

30 working days to submit
  • Proof of accommodation A lease or purchase agreement covering the full duration of the permit. The card is issued to this address.
  • Health insurance policy Covering you and every dependant for one full year, prepaid, with the receipt and table of benefits. Travel insurance is not accepted.

Renewal

2–3 months before expiry
  • Evidence you were here A bank statement showing Maltese transactions across at least five cumulative months of the last twelve.
  • Updated work evidence Any contract that expired or changed since the last submission.
  • Tax compliance declaration From a local practitioner, on the second and third renewal.

Applies to everything above

  • Every document goes in as a PDF
  • Anything not in English needs a translation attached
  • The fee must be paid from the main applicant's own bank account
  • For a minor, the main applicant signs the forms on their behalf
  • The agency can ask for documents that are not on this list

Straight from the source

These open the Government of Malta website. Read the official list before you start — this page summarises it, it does not replace it.

Money and deadlines

What it costs and when it's due

Official government charges. Rent, insurance, translations and my fee are separate.
Item Amount When
Application fee, per applicant €300 After the completeness check, before processing
Residence card issuance, per applicant €100 In person in Malta, card payment only
Change of address or replacing a lost card €50 If it happens
Minimum health cover €100,000 Prepaid for a full year, after approval in principle
Minimum gross income €42,000 Proven over the last 3 months, guaranteed 5 months ahead
Entry visa fees Varies Only for nationalities that need a visa

Tax: 10% on authorised work

Under the Nomad Residence Permits (Income Tax) Rules, S.L. 123.210, qualifying permit holders pay a flat 10% on income from authorised work instead of Malta's progressive rates, which reach 35%. A 12-month exemption applies first, running from the later of the permit issue date or 1 January 2024.

Holding the permit does not automatically put you inside these Rules — you have to meet their conditions too. Residency Malta does not give tax advice, and neither do I. Get an independent opinion for your own situation.

Renewal: five months on the island

To renew, you show a bank statement with Maltese transactions proving you spent at least five cumulative months in Malta over the previous twelve. Submit two to three months before your current permit expires — overstayers are refused outright.

Second and third renewals also need a tax compliance declaration from a local practitioner.

Work with me

Application support packages

I am a remote worker who has been through European residency paperwork myself. I prepare and track your file so nothing gets sent back for a missing signature. I am not a law firm — for legal or tax opinions I refer you to a licensed Maltese practitioner.

€149 excluding VAT

Eligibility Review

For people who want a straight answer before spending anything.

  • 60-minute call, recorded
  • Category assessment: employed, company owner or freelance
  • Income evidence review against the €42,000 threshold
  • Written go / no-go note with the gaps listed
  • Fee credited against a larger package within 60 days
Book a review

€500 excluding VAT

Each Family Members

For families and anyone who wants the arrival handled too.

  • Everything in Full Application
  • Dependant added to your existing file, so their permit tracks yours
  • Marriage, birth or custody evidence prepared to the agency's format
  • Consent forms handled where a minor is on the application
  • Health cover checked against the minimum benefits table before you buy
  • Their biometrics appointment and card collection walked through with you
Talk it through

How representation works. Malta lets you appoint a representative by filing a declaration signed by you, me and a witness. The agency then treats my instructions as yours and copies me on all correspondence. You stay in control of the account and every decision.

Questions

Frequently Asked Questions

How long does the whole thing take?

Budget four to six months. Background checks alone take 30 working days from the moment your fee clears, the card takes another three to four weeks after biometrics, and the police certificate at the start is often the slowest piece.

Can I bring my partner and children?

Yes — spouse, minor children, and unmarried adult children who depend on you can be included. Unmarried partners need two years of documented relationship history. Dependants must be on the file from the start: you cannot add anyone after payment, except a newborn. Everyone else waits for renewal.

What happens if I'm rejected?

The €300 is not refunded, the agency does not disclose its reasons, and there is no appeal. You can submit a fresh application 12 months after the rejection letter. This is exactly why the file is worth preparing properly the first time.

Can I take on a Maltese client once I'm there?

No. Neither you nor your dependants may work for or supply services to anyone based in Malta. Doing so can get the permit revoked. If you want Maltese clients, you need a different permit based on employment or self-employment in Malta.

Does an Airbnb count as accommodation?

Only temporarily. A hotel or short-let booking of 15 days to one month gets you through the approval stage, but the residence card is issued against a 12-month lease at a real residential address. Hostels, caravans and boats are not accepted.

Does this lead to permanent residence or a passport?

No. The Nomad Residence Permit is capped at four years and is a separate programme from the Malta Permanent Residence Programme. If you switch to MPRP you have to give this permit up.

Find out where you stand

Send me your nationality, how you earn, and your last three months of income. I'll tell you within two working days whether the file is worth building — and what's missing if it isn't.

Send me your situation

Tell me your nationality, how you earn and roughly what you earn. If you used the checker above, your answers are attached automatically — you can see exactly what is being sent below.

I reply within two working days. Your details are used to assess your application and nothing else — no list, no forwarding.

Sources

This page is general information, not legal, immigration or tax advice, and it is not affiliated with or endorsed by the Government of Malta or the Residency Malta Agency. Fees, thresholds and eligible nationalities change — always confirm the current position with Residency Malta Agency before you act. Package prices are for application preparation and administrative support only; legal and tax opinions are referred to licensed practitioners.